Archive · 15 Dec 2025
Multi-Asset Funds Shine in 2025
In 2025, multi-asset allocation funds did really well compared to other types of mutual funds.
These funds invest in different things like stocks, bonds, and gold, which helped them do better when the stock market was up and down.
Other funds that only invest in stocks or bonds didn't do as well because the market was very unpredictable.
Gold and silver also did really well this year, which helped these multi-asset funds even more.
Investors liked these funds so much that they put a lot of money into them, especially in the second half of the year.
Experts say these funds are good for people who want to invest for a long time without taking too many risks.
Multi-asset allocation funds delivered around 15% YTD returns in 2025, outperforming equity, debt, and hybrid funds.
Equity funds, especially mid- and small-cap schemes, struggled due to market volatility and geopolitical tensions.
Gold and silver funds saw exceptional gains, with gold funds up 71.56% and silver funds up 120% YTD.
Top-performing multi-asset allocation funds include DSP Multi Asset Allocation Fund, Mahindra Manulife Multi Asset Allocation Fund, and Sundaram Multi Asset Allocation Fund.
Multi-asset allocation funds saw total net inflows of around Rs 39,630 crore during 2025, with a 55% year-on-year jump in AUM.
- Who
- Investors and mutual fund managers
- What
- Performance of multi-asset allocation funds in 2025
- When
- As of December 15, 2025
- Where
- India
- Why
- To understand the success of diversified investment strategies in a volatile market
- DSP Multi Asset Allocation Fund (Direct Plan)
- 20.19% one-year returns
- Mahindra Manulife Multi Asset Allocation Fund (Direct Plan)
- 18.70% one-year returns
- Sundaram Multi Asset Allocation Fund (Direct Plan)
- 17.27% one-year returns
- WhiteOak Capital Multi Asset Allocation Fund (Direct Plan)
- 17.04% one-year returns
- Kotak Multi Asset Allocation Fund (Direct Plan)
- 16.85% one-year returns
- Gold Funds
- 71.56% YTD returns
- Silver Funds
- 120% YTD returns
- Multi-Asset Allocation Funds Inflows (2025)
- Rs 39,630 crore (January to November)
- Multi-Asset Allocation Funds AUM (2025)
- Rs 1.57 lakh crore (end of November)