Archive · 15 Jan 2026
FiatPe MD shares insights on fintech, AI, and Budget 2026
Richika Dadheech, the founder and MD of FiatPe, talked about what the fintech industry wants from the Budget 2026.
She said that real-time policy updates and zero MDR have helped UPI grow.
She also explained how digital payments are becoming the norm in India, driven by UPI, smartphone penetration, and QR codes.
She highlighted the importance of cybersecurity and fraud prevention, mentioning the use of AI for real-time fraud detection.
Dadheech believes AI is making fintech more efficient and reliable.
She also discussed the challenges fintech companies face, like providing good on-ground support and handling high transaction volumes.
Real-time policy updates and zero MDR have accelerated UPI's growth and adoption.
Digital payments in India are becoming the default, driven by UPI, smartphone penetration, and QR codes.
Cybersecurity measures include real-time fraud monitoring, layered authentication, and AI-led anomaly detection.
AI is shaping fintech by enabling real-time fraud detection, predictive system monitoring, and personalised interactions.
Key challenges for fintech include on-ground execution, high transaction volumes, regulatory consistency, and human support.
- Who
- Richika Dadheech, Founder and MD of FiatPe
- What
- Insights on fintech industry expectations, challenges, and AI's role
- When
- Not specified
- Where
- India
- Why
- To discuss the future of fintech, digital payments, and AI's impact
- Interviewee
- Richika Dadheech, Founder and MD of FiatPe
- Key Expectations
- Policy updates, sustainability, differentiated pricing for high-volume transactions
- Digital Payment Growth
- Structural shift, trust in digital infrastructure, convenience-driven behavior
- Cybersecurity Measures
- Real-time fraud monitoring, layered authentication, AI-led anomaly detection
- AI's Role in Fintech
- Real-time fraud detection, predictive system monitoring, personalised interactions
- Key Challenges
- On-ground execution, high transaction volumes, regulatory consistency, human support