Archive · 26 Dec 2025
Senior Citizens Earn Highest FD Rates in 2025
In December 2025, senior citizens in India can earn the highest returns on their fixed deposits (FDs) with YES Bank, which offers up to 7.75% interest for deposits lasting 3 to 5 years.
Other banks like RBL Bank and Bandhan Bank are also offering competitive rates close to 7.70% for medium-term FDs.
Larger private banks such as HDFC Bank, ICICI Bank, and Axis Bank provide slightly lower rates ranging from 6.9% to 7.2% for longer tenures.
This data is provided by Paisabazaar.com, helping senior citizens make informed decisions about where to invest their money for the best returns.
YES Bank offers the highest FD rate of 7.75% for senior citizens on 3-5 year deposits.
RBL Bank and Bandhan Bank provide rates close to 7.70% on medium-term FDs.
HDFC Bank, ICICI Bank, and Axis Bank offer rates between 6.9% and 7.2% for longer tenures.
Paisabazaar.com provides data on FD rates for senior citizens.
The information is relevant for December 2025.
- Who
- Senior Citizens
- What
- Highest FD rates in 2025
- When
- December 2025
- Where
- India
- Why
- To provide higher returns on fixed deposits for senior citizens
- Highest Rate
- 7.75% (YES Bank)
- Medium-Term Rates
- 7.70% (RBL Bank, Bandhan Bank)
- Larger Banks Rates
- 6.9% - 7.2% (HDFC, ICICI, Axis)
- Tenure
- 3-5 years
- Source
- Paisabazaar.com