Take Personal Accident Cover as Rider

Personal accident cover is an insurance that gives you money if you get hurt, become disabled, or pass away in an accident.

You can add it as a small extra part (called a rider) to your health or life insurance.

This is cheaper than buying it separately.

It helps pay for things like medical bills, lost income, or supporting your family.

It's especially good for people who travel a lot, work in dangerous jobs, or have people depending on them.

There are some things it won't cover, like injuries from drinking too much or doing dangerous things without telling the insurance company.

If you have car insurance, you must have a basic personal accident cover, but it's not as complete as other options.