CA: Start with Goals, Not Just SIPs, for Gen Z Investors

A CA says that just starting a SIP (Systematic Investment Plan) isn't enough for smart investing, especially for young people.

Think of a SIP as a tool, not the whole plan.

It's important to have a clear financial goal, like saving a certain amount by a certain date.

Then figure out how much you need to invest each month, and choose the right investments for your goals.

Otherwise, you could be investing without a plan.

Financial goals should be SMART: Specific, Measurable, Achievable, Realistic and Time bound.