Archive · 1 Oct 2025
Government Keeps Small Savings Scheme Interest Rates Stable
The government has decided not to change the interest rates for popular savings plans.
This means if you have money in plans like PPF, Senior Citizen Savings Scheme, or Sukanya Samriddhi, the rates will stay the same.
Even though the central bank lowered its main interest rate, the government chose not to change the rates on these savings schemes for now.
Interest rates for small savings schemes remain unchanged.
Rates are the same as the previous quarter (July-Sept 2025).
PPF continues to offer 7.1% returns.
SCSS and Sukanya Samriddhi offer 8.2% returns.
RBI made a 100 bps repo rate cut.
- Who
- Finance Ministry
- What
- Kept interest rates unchanged on small savings schemes
- When
- October-December 2025 quarter
- Where
- India
- Why
- Despite RBI rate cuts, rates remain stable.
Investors
Government
Rate Changes
Investors
Hoping for increase
Government
Kept rates stable
- PPF Rate
- 7.1%
- SCSS Rate
- 8.2%
- Sukanya Samriddhi Rate
- 8.2%
- RBI Repo Cut
- 100 bps
Sources
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