Archive · 30 Dec 2025
Care Health Insurance Trends Report 2025
Care Health Insurance released its 2025 Annual Trends Report, showing that more Indians are buying health insurance to protect themselves from rising medical costs.
People are also using digital tools more to manage their insurance.
The report found that families are getting higher insurance coverage for their children, and many first-time buyers are young adults.
Older adults are also buying more insurance.
People are making claims for diseases like dengue, malaria, and heart problems.
Many customers now use the company's app to file claims and renew their policies, and more people are using digital methods to pay for their insurance.
The report shows that people are becoming more aware of the need for comprehensive health coverage.
There is a 27% increase in the number of insured members from 2023-2024 to 2024-2025.
The average sum insured for the 0-17 age group increased by over 7% from 2024-2025 to 2025-2026.
First-time buyers (18-35 years old) make up more than 30% of all policyholders for the year 2025-2026.
The proportion of senior citizens (60 years and older) increased to almost 14% in 2025-2026.
There has been a 2.5 times increase in the number of people using the step tracking feature on the mobile app to avail discounts on their renewal premium.
- Who
- Care Health Insurance
- What
- Annual Trends Report 2025
- When
- 2025
- Where
- India
- Why
- To analyze changing consumer behaviors, digital adoption, and emerging health claims patterns
- Increase in Insured Members
- 27%
- Average Sum Insured Increase (0-17 age group)
- 7%
- First-time Buyers (18-35 years)
- 30%
- Senior Citizens (60+ years)
- 14%
- Increase in Step Tracking Feature Usage
- 2.5 times
- Online Renewal Increase
- 10%
- App-based Claims Filing
- 30%
- App-based Policy Renewals
- 15%