Archive · 11 Aug 2026
82 lakh EPS-95 pensioners can submit Jeevan Pramaan from home
Many grandparents in India get a monthly pension called EPS-95.
Once a year, they must prove they are still alive to keep getting their money.
They do this by sending a special certificate called a Life Certificate, known as Jeevan Pramaan.
Instead of going to a bank, they can now do it from home using a smartphone.
A family member or helper can install two apps called Jeevan Pramaan and AadhaarFaceRD.
The apps take a photo of the person's face to check it matches their Aadhaar identity record.
Once the check succeeds, a digital certificate is created and sent to the agency that pays the pension.
If a pensioner cannot use a smartphone, they can visit a bank or post office, use fingerprint or eye scanning, or ask for doorstep help.
The certificate is valid for 12 months, so it must be renewed every year.
About 82 lakh EPS-95 pensioners must submit Jeevan Pramaan to avoid disruption in pension payments.
Aadhaar-based Face Authentication allows pensioners to generate a Digital Life Certificate from home.
Pensioners need the Jeevan Pramaan and AadhaarFaceRD apps, a valid Aadhaar number, and an Aadhaar-linked mobile number.
After successful face authentication, a Digital Life Certificate with a unique Pramaan ID is generated and sent via SMS.
Pensioners without smartphones can use family help, bank or post office visits, biometric fingerprint/iris devices, or doorstep banking.
- Who
- About 82 lakh EPS-95 pensioners in India, with family members or caregivers able to assist those who are elderly or bedridden.
- What
- Submitting the annual Jeevan Pramaan (Digital Life Certificate) from home using Aadhaar-based Face Authentication to avoid pension payment disruption.
- When
- Not specified in the article; the Life Certificate must be renewed within its 12-month validity period.
- Where
- From home via an Android smartphone, or through banks, post offices, and doorstep banking services; the article concerns India.
- Why
- To avoid an unnecessary interruption in monthly pension income, since pensioners must submit a Life Certificate every 12 months.
- Scheme
- EPS-95 (Employees' Pension Scheme)
- Affected pensioners
- Around 82 lakh
- Required apps
- Jeevan Pramaan and AadhaarFaceRD
- Requirements
- Valid Aadhaar number, Aadhaar-linked mobile number, pension details registered with the disbursing agency
- Authentication method
- Aadhaar-based Face Authentication using the smartphone's front camera
- Life Certificate validity
- 12 months
- Alternative options
- Banks, post offices, biometric fingerprint/iris devices, doorstep banking