Archive · 25 Jul 2025
Ujjivan SFB Shares Decline Amid Profit Drop; Analysts Weigh In
Ujjivan SFB's stock price has been going down for over a week because the company's profits dropped a lot.
This happened because they had to set aside more money for potential losses and didn't earn as much interest as before.
The bank is trying to protect itself by lending more money to reliable retail customers.
Even though the stock is down, some experts still think it's a good buy, expecting the bank to do better in the future.
Ujjivan SFB shares fell for the eighth consecutive day.
The drop was due to a 66% decrease in net profit for the June quarter.
Analysts attribute the decline to increased provisions and lower interest income.
Ujjivan is shifting its focus towards secured retail assets to reduce risk.
Brokerages recommend 'Buy' on the stock, with varying price targets.
- Who
- Ujjivan Small Finance Bank.
- What
- Ujjivan SFB's share price has declined.
- When
- Shares tumbled for the eighth straight session on Friday.
- Where
- On the BSE.
- Why
- Due to a drop in net profit from increased provisions and lower interest income.
Concerns
Positive Outlook
Financial Performance
Concerns
Elevated provisions and lower interest income.
Positive Outlook
Analysts still recommend buying the stock
- Stock Drop
- 6% on Friday
- Net Profit Decline
- 66% in June quarter
- Strategic Shift
- Focusing on secured retail assets
- ICICI Securities
- Retains 'Buy', target Rs 55
- Axis Securities
- Retains 'Buy', target Rs 52
- Emkay Global
- Retains 'Buy', target Rs 60
