Bandhan Small Cap Fund lags peers despite strong 3-year record

This story is about a piggy bank that invests in small companies.

The piggy bank is called the Bandhan Small Cap Fund.

For a long time, it made lots of money for people.

Over three years, it grew their money by about 25 percent every year.

But lately, it has not done as well as other similar piggy banks.

In the last three months, it grew 6.71 percent while others grew 8.80 percent.

Small company investments go up and down like a rollercoaster.

One year it went up 52 percent, and another year it went down 6 percent.

An expert says you should not worry too much about short dips.

Instead, think about how long you can keep your money invested and how much risk you can handle.