Archive · 20 Aug 2025

Experts Recommend Debt Funds Over FDs as Interest Rates Fall

Experts Recommend Debt Funds Over FDs as Interest Rates Fall

Interest rates are going down, making fixed deposits less attractive.

The RBI lowered interest rates, and banks followed.

Experts recommend looking into debt mutual funds, like money market funds and liquid funds.

These funds invest in safe, short-term options and can offer better returns than savings accounts or short-term fixed deposits.

For longer investment periods, corporate bond funds could provide even higher returns.

Before making any decisions, it's always wise to consult a financial advisor.

Sources