Archive · 26 Jun 2025
PSBs Lead ATM Transactions, Private Banks Dominate Online
Banks manage our money through ATMs and online platforms.
Public sector banks are the leaders in ATM and cash machine transactions.
Private banks mostly handle online shopping and other online transactions.
The amount of money moved through both ATMs/CRMs and online platforms went down slightly from March to May.
Though Private banks still do the majority of online transactions, Public banks have slightly increased the percentage of online transactions.
PSBs held 67.52% of ATM/CRM transaction value in May 2025.
Private banks accounted for 30.35% of ATM/CRM transactions in May 2025.
Online transactions totaled ₹1.32 lakh crore in May 2025.
Private banks dominated online transactions, holding 73.75% share in May 2025.
PSBs increased their share in online transactions from March to May 2025.
- Who
- Public sector banks, private sector banks, small finance banks, and others.
- What
- Market share of Public and Private Sector Banks in ATM/CRM and online transactions.
- When
- Data from March and May 2025.
- Where
- The report does not specify a location.
- Why
- The report illustrates the trends in ATM/CRM and online transactions.
- ATM/CRM Transaction Value (May 2025)
- ₹2.45 lakh crore
- PSB ATM/CRM Share (May 2025)
- 67.52%
- Private Bank ATM/CRM Share (May 2025)
- 30.35%
- Online Transaction Value (May 2025)
- ₹1.32 lakh crore
- Private Bank Online Share (May 2025)
- 73.75%
- PSB Online Share (May 2025)
- 20.44%
