Archive · 25 Nov 2025
Central Government Workers' UPS Opt-In Deadline Nears
The government has reminded central employees that they have until November 30 to choose the Unified Pension Scheme (UPS).
This scheme offers a guaranteed monthly pension, protection against inflation, and other benefits like gratuity.
Employees can submit their requests online or physically.
The UPS also allows them to switch back to the National Pension System (NPS) later if they want.
The scheme ensures a minimum pension of Rs 10,000 per month and offers tax benefits.
Employees with enough service can get a pension that is half of their average salary.
The scheme also provides benefits to the employee's family if they pass away.
Central government employees and NPS subscribers have until November 30 to opt for the Unified Pension Scheme (UPS).
Requests can be submitted through the CRA system or via physical application.
UPS offers benefits like a guaranteed monthly pension, inflation protection, gratuity, and lump sum payments.
Employees can switch back to NPS later if they choose.
The scheme ensures a minimum monthly payout of Rs 10,000 and offers tax benefits.
- Who
- Central government employees and NPS subscribers
- What
- Deadline to opt for the Unified Pension Scheme (UPS)
- When
- November 30
- Where
- India
- Why
- To avail benefits like guaranteed monthly pension, inflation protection, and tax exemptions
- Deadline
- November 30
- Eligible Groups
- Central government employees and NPS subscribers
- Submission Methods
- CRA system or physical application
- Key Benefits
- Guaranteed monthly pension, inflation protection, gratuity, lump sum payments
- Minimum Monthly Payout
- Rs 10,000
- Pension Percentage
- 50% of average basic pay for eligible employees
- Tax Benefits
- Income tax deductions and tax-exempt withdrawals
- Flexibility
- Option to switch back to NPS later