Archive · 29 Jul 2025
How to Withdraw EPF for Medical Emergencies: A Guide
If you have an EPF account, you can withdraw some money if you or your family have a medical emergency.
You can use the money for things like hospital stays or big surgeries.
To get the money, you need to have a UAN, which is like your online ID, and your information must be correct.
You can withdraw up to a certain amount depending on your salary, how much you've saved, or the cost of the treatment.
You can apply online, or offline by filling up a form.
Remember, after you withdraw money, you can invest the rest in other plans to earn interests.
EPF members can withdraw funds for medical emergencies.
Withdrawals are allowed for hospitalization, major surgeries, and specific illnesses.
Eligibility requires a valid UAN, linked KYC, and being an EPF member or family.
Withdrawal amount is limited by factors such as the member's contribution or treatment cost.
Online applications can be filed via the Unified Member Portal, and offline applications via Form 31.
- Who
- EPF members, their spouses, children, or dependent parents.
- What
- PF withdrawal for medical emergencies.
- When
- Applicable during medical emergencies for EPF members.
- Where
- Available across India through the EPFO.
- Why
- To provide financial assistance during medical crises.
- Eligible Members
- EPF members, their spouses, children, or dependent parents
- Eligible Medical Conditions
- Hospitalisation, major surgeries, specific illnesses (cancer, heart, TB, kidney failure), or hospitalization over one month
- UAN Requirement
- Active UAN with linked KYC (Aadhaar, PAN, bank account)
- Withdrawal Amount
- Least of: 6x monthly basic wage + DA, total employee contribution, or treatment cost
- Application Process
- Online via Unified Member Portal or offline via Form 31
- Online Portal
- Unified Member Portal