Archive · 17 Dec 2025
Godrej Capital Expands MSME Lending in Uttar Pradesh
Godrej Capital, a part of the Godrej Industries Group, is growing its lending services for small businesses in Uttar Pradesh.
They have already lent Rs 170 crore and have Rs 125 crore in assets under management across four cities.
They plan to expand to nine more cities in the next year and aim to reach Rs 500 crore in lending by 2027.
Uttar Pradesh is a big hub for small businesses in India, and Godrej Capital wants to help these businesses grow.
They also have a special program called Aarohi that helps women entrepreneurs with loans and better interest rates.
Godrej Capital's subsidiary, GFL, is expanding MSME lending operations in Uttar Pradesh.
Current loan bookings stand at Rs 170 crore with Rs 125 crore in AUM across four cities.
Plans to expand into nine additional cities within the next year.
Targets to reach Rs 500 crore in lending by the financial year 2027.
Aarohi platform offers specialized loan solutions for women entrepreneurs with tailored products and preferential interest rates.
- Who
- Godrej Capital and its subsidiary, Godrej Finance Limited (GFL)
- What
- Expansion of MSME lending operations in Uttar Pradesh
- When
- Announced on Tuesday, with plans to expand in the next one year
- Where
- Uttar Pradesh, India (current cities: Lucknow, Agra, Kanpur, Varanasi; upcoming cities: Meerut, Bareilly, Prayagraj, Gorakhpur, Saharanpur, Gonda, Etawah, Jhansi, Moradabad)
- Why
- To enhance access to credit for MSMEs and capitalize on Uttar Pradesh's strategic importance in the national landscape
- Company
- Godrej Capital
- Subsidiary
- Godrej Finance Limited (GFL)
- Current Loan Bookings
- Rs 170 crore
- Current AUM
- Rs 125 crore
- Target by FY27
- Rs 500 crore
- Current Cities
- Lucknow, Agra, Kanpur, Varanasi
- Upcoming Cities
- Meerut, Bareilly, Prayagraj, Gorakhpur, Saharanpur, Gonda, Etawah, Jhansi, Moradabad
- Channel Partners
- Over 400
