Archive · 1 Jul 2025
Finance Ministry Keeps Small Savings Rates Steady
The Indian government has decided to keep the interest rates on many small savings schemes the same for the next three months.
This means people who save money in plans like PPF and Sukanya Samriddhi will continue to earn the same interest they've been getting.
This is the sixth time in a row these rates have not changed.
Some key rates include 7.1% for PPF and 8.2% for Sukanya Samriddhi.
Finance Ministry maintains interest rates on small savings schemes for July-September 2025.
This marks the sixth consecutive time rates have remained unchanged.
PPF interest rate is set at 7.1%.
Sukanya Samriddhi interest rate is 8.2%.
Rates are applicable from July 1 to September 30, 2025.
- Who
- Finance Ministry and savers in various schemes.
- What
- Finance Ministry maintained interest rates on small savings schemes.
- When
- July 1 to September 30, 2025.
- Where
- India.
- Why
- To provide investors with steady returns.
- Announcement Date
- June 30, 2025
- Effective Period
- July 1 - September 30, 2025
- PPF Rate
- 7.1%
- Sukanya Samriddhi Rate
- 8.2%
- Three-Year Fixed Deposit Rate
- 7.1%
- Post Office Savings Deposit Rate
- 4%
Sources
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