How Middle Class Indians Can Build ₹3-6 Crore Wealth

A financial expert named CA Nitin Kaushik shared some simple rules on how middle-class people in India can become wealthy.

He says that most people don't become rich not because they don't earn enough, but because they spend too much and don't save enough.

His advice is to save at least 15% of your monthly income by investing in low-cost index funds.

You should live on the remaining 85% and not increase your spending just because your salary goes up.

Also, avoid taking too much debt, like credit card bills or loans for things you don't really need.

If you follow these rules for a long time, like 25-30 years, you can build a lot of wealth, even up to ₹3-6 crore.

The key is to be patient and let your money grow slowly over time.