Archive · 28 Jul 2026
Multi-asset allocation funds lead hybrid inflows
Multi-asset allocation funds are becoming very popular among investors in India.
These funds invest in at least three different types of assets, like stocks, bonds, and gold, to spread risk.
Over the past year, they have attracted a lot of money, showing that investors like the idea of having a mix of investments.
Experts say these funds help manage risk and reduce emotional decision-making.
When choosing such funds, investors should look at how the fund allocates its investments, the quality of diversification, and how well it protects against losses.
Fund managers advise focusing on the fund's strategy and performance during market downturns rather than just looking at recent returns.
Multi-asset allocation funds attracted ₹70,819 crore in net inflows over the last 12 months.
The category recorded strong inflows of ₹4,811 crore in June alone.
These funds must invest at least 10% of assets in a minimum of three asset classes.
Popular asset classes include equities, debt, gold, silver, REITs, and InvITs.
Experts recommend evaluating the fund's investment process, diversification quality, and downside protection.
- Who
- Investors and fund managers
- What
- Multi-asset allocation funds are gaining popularity
- When
- Over the last 12 months, with strong inflows in June
- Where
- India
- Why
- To diversify portfolios and navigate shifting market leadership
Investor Perspective
Fund Manager Perspective
Investor Interest
Investor Perspective
Investors are attracted to multi-asset allocation funds for their diversification benefits and potential for stable returns.
Fund Manager Perspective
Fund managers highlight the challenge of navigating shifting market leadership and the need for structured allocation frameworks.
Performance Evaluation
Investor Perspective
Investors often focus on recent returns when choosing funds.
Fund Manager Perspective
Fund managers emphasize the importance of evaluating the fund's investment process and portfolio construction over past performance.
- Net Inflows (Last 12 Months)
- ₹70,819 crore
- Net Inflows (June)
- ₹4,811 crore
- Minimum Asset Classes
- 3
- Minimum Allocation per Asset Class
- 10%
- Key Asset Classes
- Equities, Debt, Gold, Silver, REITs, InvITs