Archive · 8 Jan 2026
Aviva Launches Smart Vital Health Plan
Aviva India has introduced a new health insurance plan called Smart Vital.
This plan gives money if you get very sick with one of 49 serious illnesses.
You can get up to Rs 20 lakhs, and if you walk a lot, you can earn extra money to increase your coverage.
The plan comes with an app to track your steps and a free smart ring to monitor your activity.
You can use the money for medical bills, replacing lost income, or other needs.
The plan is for people aged 20 to 50 and lasts for 10, 15, or 20 years.
Aviva wants to help people stay healthy and be ready for unexpected medical costs.
Aviva India launched the Smart Vital health insurance plan offering coverage for 49 critical illnesses.
Base sum insured starts at Rs 10 lakhs, enhanceable up to 2x through wellness rewards.
Policyholders earn quarterly wellness additions based on their average daily steps.
The plan includes a smart tracking device (Loop by CarePlix X Smart Ring) for those with Rs 15 or Rs 20 lakhs base sum insured.
The lump-sum payout can be used for medical expenses, income replacement, or other financial needs.
- Who
- Aviva India, a private life insurance company
- What
- Launched the Aviva Smart Vital health insurance plan
- When
- January 7
- Where
- New Delhi, India
- Why
- To provide comprehensive protection against critical illnesses with wellness rewards
- Plan Name
- Aviva Smart Vital
- Base Sum Insured
- Rs 10 lakhs (enhanceable up to 2x)
- Wellness Rewards
- 2.5%, 5%, or 7.5% quarterly additions based on steps
- Critical Illnesses Covered
- 49 conditions including cancer, kidney failure, and heart ailments
- Tracking Device
- Loop by CarePlix X Smart Ring (for Rs 15/20 lakhs plans)
- Eligibility Age
- 20-50 years
- Policy Terms
- 10, 15, or 20 years
- Tax Benefits
- Premiums eligible for tax deductions