Archive · 7 Aug 2025
CARD91 Launches AI-Powered UPI Credit Scoring Engine
Imagine a system that can understand your money habits by looking at how you use apps like UPI.
CARD91 created this system using special computer smarts called AI.
It gives you a credit score based on how you spend money.
This helps banks decide if they can lend you money, even if you haven't borrowed before.
It checks your spending, like how often you pay and what you buy.
This new system helps more people get loans and makes it safer for banks to lend money.
It's like giving everyone a chance to build their financial history.
CARD91 launched an AI-powered UPI Credit Scoring Engine.
The engine transforms UPI transaction data into credit scores.
It aims to help lenders approve more customers and reduce risk.
The engine uses machine learning to analyze transaction patterns.
It is designed for banks, NBFCs, and digital lenders.
- Who
- CARD91, a payments infrastructure provider.
- What
- CARD91 launched an AI-powered UPI Credit Scoring Engine.
- When
- Not explicitly mentioned, but implied to be recent.
- Where
- Bangalore, India.
- Why
- To enable smarter lending and drive financial inclusion.
- Company
- CARD91
- Product
- AI-powered UPI Credit Scoring Engine
- CEO
- Ajay Pandey
- Core Capability
- Behavioral Credit Scoring (0-100)
- Target Users
- Banks, NBFCs, and digital lenders