Archive · 27 Sep 2025
Kolkata Floods: Car Damage Assessment and Repair Costs
Many cars in Kolkata were damaged by floodwater.
Insurance companies and workshops are checking the damage.
There are three main levels of damage: water on the floor, on the seats, or up to the steering wheel.
If repairs cost too much, the insurance company might pay the car's value and take the car.
Many people have filed claims.
Workshops are busy, some cars need new batteries, and repairs take time.
Some cars are still stuck in flooded garages, and owners are dealing with the aftermath.
Workshops and insurers are assessing car damage from Kolkata floods.
Damage is categorized by water levels: floor, seats, and steering wheel.
If repair costs exceed 75% of the car's value, insurers may offer a payout.
Workshops have seen many damaged cars, with some facing severe damage.
Battery replacement is delayed due to high demand.
- Who
- Insurance companies, workshops, and car owners in Kolkata
- What
- Assessment of car damage and repair costs due to flooding
- When
- Since the floods on Tuesday, September 23rd
- Where
- Kolkata, India
- Why
- To determine repair feasibility and insurance payouts for flood-damaged cars
- Event
- Flooding in Kolkata
- Damage Categories
- Water up to floor, seats, steering wheel
- Total Loss Threshold
- Repairs exceeding 75% of IDV
- Workshop Cases
- Over 60 cars damaged at Hyundai workshop
- Battery Replacement Cost
- ₹70,000 (estimated)
- Battery Replacement Delay
- More than a month