Archive · 19 May 2025
Indian Finance and Small Business Trends: Entrepreneurship and Growth
Many Indian finance professionals want to start their own businesses.
Small and medium businesses (SMEs) are seeking loans to grow, with banks and new digital lenders providing options.
Businesses are focusing on innovation and hiring more people.
Digital payments and technology, like AI, are also becoming more common.
However, SMEs face challenges like rising costs and cybersecurity risks.
Some women-led businesses face more difficulties accessing credit.
Overall, these trends show a dynamic small business environment focused on growth, innovation, and digital transformation.
63% of Indian finance professionals aspire to become entrepreneurs.
71% of Indian SMEs sought external funding in 2024.
Nearly 80% of Indian small businesses plan to launch new products or services in 2025.
46% of Indian small businesses increased their workforce in 2024.
Digital lending is gaining traction among MSMEs, projected to reach 17% by 2026.
- Who
- ACCA, CPA Australia, and SIDBI
- What
- Surveys reveal trends in Indian finance and small businesses
- When
- 2024-2025
- Where
- India
- Why
- To understand current challenges and opportunities in the finance and small business sectors.
- Finance Professionals Aspiring to Entrepreneurship
- 63%
- SMEs seeking external funds in 2024
- 71%
- SMEs citing rising costs as biggest concern
- 40%
- MSMEs using digital lending platforms
- 18%
- Projected digital lending growth by 2026
- 17%
- Women-led MSMEs facing challenges accessing credit
- 41%