Understanding Fire Insurance: What Flat Owners Need to Know

Imagine your building has fire insurance.

If a fire damages only your flat, the insurance might cover it.

Your RWA, the building's manager, tells the insurance company.

Then, an expert checks the damage.

You give them your paperwork.

The insurance company pays you.

The RWA should also have coverage for temporary housing if your flat is unlivable.

Also, you should get separate insurance for your things inside the flat.