Archive · 4 Sep 2025
Highest Fixed Deposit Interest Rates Offered by Various Banks
If you have savings you want to keep safe, you can put them in fixed deposits at banks.
Different banks offer different interest rates, which is like a reward for keeping your money there.
This article tells you which banks offer the best rewards, so you can pick the one that pays you the most.
For example, Federal Bank offers the highest rate for senior citizens.
Banks like HDFC and ICICI also offer competitive rates.
Senior citizens usually get slightly better rates than other savers.
So, if you're planning to save, compare the rates to make your money grow faster!
Banks offer varying interest rates on fixed deposits (FDs).
Interest rates for regular investors range from 6.45% to 6.7% per annum.
Senior citizens typically earn 50 basis points more than regular investors.
Federal Bank offers the highest rate to senior citizens at 7.20% for a tenure of 999 days.
Rates were effective as of June 25, 2025, August 20, 2025, and September 1, 2025.
- Who
- Various banks including HDFC Bank, ICICI Bank, Kotak Mahindra Bank, Federal Bank, SBI, PNB, and Union Bank of India
- What
- Fixed deposit interest rates
- When
- Rates effective from June 25, 2025, August 20, 2025, and September 1, 2025
- Where
- Information collected from bank websites.
- Why
- To help savers compare interest rates on fixed deposits.
- HDFC Bank - Regular
- 6.6%
- HDFC Bank - Senior Citizens
- 7.10%
- ICICI Bank - Regular
- 6.6%
- ICICI Bank - Senior Citizens
- 7.10%
- Federal Bank - Senior Citizens
- 7.20%