Archive · 19 Jun 2025
Guide: How to Withdraw Your Mutual Fund Investments
When you invest in mutual funds, you can sell your shares to get your money back, a process called redemption.
You can redeem through brokers, online, or directly with the fund company.
To get your money, specify units or the amount.
They check your account and then send the money to your bank account, usually within a few days.
Keep in mind that you might owe taxes on any profits.
Redemption in mutual funds means selling units for cash at the current NAV.
Investors can redeem via brokers, DEMAT accounts, AMC directly, or RTAs.
Online redemption involves logging into the fund house website or platform.
The fund house verifies holdings and checks for lock-in periods or exit loads.
The redeemed amount is transferred to the investor's bank account.
- Who
- Investors in mutual funds.
- What
- Redemption of mutual fund units.
- When
- Within three working days.
- Where
- Online or via various financial institutions.
- Why
- To access funds when needed.
- What is Redemption?
- Selling mutual fund units for cash.
- Transfer Time
- Typically within three working days
- Methods of Redemption
- Broker, DEMAT, AMC, or RTA
- Overseen by
- SEBI
- Subject to
- Capital Gains Tax