Archive · 3 Sep 2025
PhonePe HDFC Bank Ultimo Card: Rewards and Benefits
Imagine a new credit card from PhonePe and HDFC Bank!
It's called the PhonePe HDFC Bank Ultimo Credit Card and offers cool perks.
You get 10% back on things like utility bills and travel booked on the PhonePe app.
You also get 5% back on purchases from certain online stores and 1% back on payments using any UPI app.
The card also gives you free access to airport lounges.
There's a yearly fee, but you can skip it if you spend a lot.
It's a good option if you use PhonePe a lot and want rewards.
The PhonePe HDFC Bank Ultimo Credit Card gives 10% rewards on select PhonePe categories like bill payments.
Cardholders earn 5% rewards on select online brands such as Amazon and Flipkart.
Users receive 1% rewards on all scan and pay spends using any UPI app.
The card provides 8 complimentary domestic airport lounge accesses per year.
The annual fee is Rs. 999 but is waived if you spend Rs. 2,00,000 in the previous year.
- Who
- PhonePe and HDFC Bank
- What
- Launched the PhonePe HDFC Bank Ultimo Credit Card.
- When
- Not explicitly mentioned
- Where
- Through the PhonePe app
- Why
- To offer rewards on utility bills, travel, online brands, and UPI payments
- Card Name
- PhonePe HDFC Bank Ultimo Credit Card
- Utility Bill Rewards
- 10% on select PhonePe categories
- Online Brand Rewards
- 5% on select brands
- UPI Rewards
- 1% on scan and pay spends
- Airport Lounge Access
- 8 complimentary domestic accesses annually
- Annual Fee
- Rs. 999 + Taxes (waived on spending Rs. 2,00,000)