Early SIPs Beat Late Starts by Over ₹2.5 Crore

If you start putting money into a fund when you’re 25, you can grow a lot more than if you wait until you’re 35.

Even if you invest the same amount each month, the earlier start lets your money earn interest on interest for a longer time.

Most of the big growth happens in the last ten years of the plan.

If you raise your monthly amount a little each year, you can double the final amount.

Using loans for things that lose value, like a car, can cost you more than investing that money, and keeping a small emergency fund helps you stay invested when markets dip.