Archive · 12 Aug 2025
Last-Minute Travel? Ensure Adequate Insurance Coverage
Travel insurance is important to protect yourself while traveling, especially at the last minute.
It can cover unexpected events like medical emergencies, lost luggage, or trip cancellations.
While it can be helpful, be sure to read all of the terms.
Make sure your insurance covers pre-existing medical conditions and any potential issues such as flight delays or baggage loss, as this could save you money in the long run.
Many travelers don't purchase travel insurance.
Buying travel insurance last minute may lead to insufficient coverage.
Consider pre-existing conditions when purchasing insurance.
Travel insurance offers coverage for hospitalizations in foreign countries.
Travel insurance can provide coverage for trip delays, cancellations and baggage loss.
- Who
- Travelers.
- What
- Guidance on the purchase of travel insurance.
- When
- Before and during travel.
- Where
- International destinations.
- Why
- To provide financial protection during international trips.
Traveler with Pre-Existing Conditions
Traveler with Specific Requirements
Medical Conditions
Traveler with Pre-Existing Conditions
May not be covered, so needs to understand policy specifics.
Traveler with Specific Requirements
Declare pre-existing conditions for accurate coverage, if the policy allows.
- Percentage of Travelers without Insurance (2023)
- 76%
- Recommended Action
- Purchase travel insurance online
- Factors to consider
- Trip duration, coverage, pre-existing conditions
- Benefits
- Hospitalization coverage, trip delay and baggage loss