Archive · 8 Nov 2025
HDFC Mid Cap Fund Surpasses Expectations, Turning Rs 10,000 SIP into Over Rs 1 Crore
Imagine you have a special piggy bank called the HDFC Mid Cap Fund.
If you put a little bit of money into it every month, like Rs 10,000, for 15 years, it grew a lot!
It became over 1 crore rupees.
This happened because the fund invested in companies that are not the biggest or the smallest, but in the middle.
These companies grew very well over the years.
The fund manager picked these companies carefully.
This fund is a bit risky, like riding a fast bicycle, but it has given great rewards to people who stayed invested for a long time.
It's like a marathon runner, not a sprinter.
If you want your money to grow a lot over many years, and you don't mind a little bit of risk, this fund has shown it can do that.
The HDFC Mid Cap Fund's regular plan, launched in June 2007, has demonstrated exceptional returns, turning a Rs 10,000 monthly SIP into over Rs 1 crore in 15 years.
The fund has been a top performer across various timeframes, being the highest-returning mid-cap fund over 15 years and ranking second for 3 and 5-year returns.
With an AUM of Rs 89,384 crore as of October 2025, it is the largest mid-cap fund, categorized under 'Very High' risk with a Sharpe ratio of 1.29.
The fund primarily invests in mid-cap stocks (around 66%), with additional investments in small-cap, large-cap stocks, and debt instruments, following a bottom-up investment approach.
It is suitable for long-term investors aiming for capital growth who prefer investing in mid-cap companies and are comfortable with higher risk levels.
- Who
- Investors in the HDFC Mid Cap Fund
- What
- Achieved significant wealth creation through consistent SIP investments, with a Rs 10,000 monthly SIP growing to over Rs 1 crore in 15 years.
- When
- Over a 15-year period, with specific returns highlighted for 3, 5, 10, and 15 years, and data as of late 2025.
- Where
- India
- Why
- The fund's strong historical performance, high annualised returns, and a disciplined investment strategy have led to substantial wealth generation for investors.
- Fund Name
- HDFC Mid Cap Fund (Regular Plan)
- Launch Date
- 25th June 2007
- Assets Under Management (AUM)
- Rs 89,384 crore (as of 31st October 2025)
- Expense Ratio
- 1.36%
- NAV
- Rs 221.16 (as on 6th November 2025)
- Risk Category
- Very High
- 15-Year SIP Return
- 19.74% per annum
- 15-Year SIP Value
- Rs 1,08,24,358 for a Rs 10,000 monthly investment
Sources
4 Quant Funds That Are Dominating Their Benchmarks (And How They Do It)
Best mutual funds: These value funds delivered over 20% annualised returns in the past 3 years; check list
Mid cap funds enter consolidation phase — is it time to stay invested or trim exposure?
