Archive · 17 Dec 2025
India Proposes Nuclear and Insurance Reforms
India is making big changes to two important areas: nuclear power and insurance.
For nuclear power, the government wants to let private companies build and run nuclear plants, which could bring in more money and technology.
The government will still control important parts like making nuclear fuel.
For insurance, the government wants to make it easier for foreign companies to invest and for more people to get insurance.
They also want to make sure insurance companies are fair and follow the rules.
These changes could help more people get insurance and make the insurance companies stronger.
India proposes ending state monopoly on nuclear power, allowing private companies to build and operate reactors.
Government will retain control over sensitive activities like fuel enrichment and heavy water production.
Bill aims to attract private investment and foreign technology to boost nuclear capacity to 100 GW in 20 years.
Insurance reforms include raising FDI limit to 100%, empowering IRDAI, and reducing net owned fund requirement for re-insurance firms.
Insurance bill seeks to improve regulatory oversight, ease of compliance, and protect policyholders' interests.
- Who
- Indian government, private companies, foreign suppliers, insurance sector stakeholders
- What
- Proposed changes to civil nuclear law and insurance sector reforms
- When
- Bill proposed in 2025
- Where
- India
- Why
- To increase nuclear capacity, attract private investment, and reform the insurance sector
- Current Nuclear Capacity
- 8.2 GW
- Target Nuclear Capacity
- 100 GW in 20 years
- Government-Controlled Activities
- Fuel enrichment, spent-fuel reprocessing, heavy water production
- Liability Fund Range
- $10.99 million to $330 million
- Maximum Compensation
- 300 million Special Drawing Rights
- FDI Limit in Insurance
- 100% (proposed)
- Current FDI Limit in Insurance
- 74%
- Net Owned Fund Requirement for Re-insurance Firms
- Rs 1,000 crore (proposed) from Rs 5,000 crore
- Term of Office for IRDAI Chairperson
- 5 years or until age 65
Sources
What are the changes to India's proposed civil nuclear law? - Telegraph India
Parliament approves 100 per cent FDI in insurance to boost coverage by 2047 - Telegraph India
Draft Legislation On Insurance Aims Transparency, Increasing FDI: Nirmala Sitharaman
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