Archive · 29 Oct 2025
Tata Capital Shares Focus After Q2 FY26 Results, Improved RoA Expected
Tata Capital, a company owned by Tata Sons, is in the news because it shared its latest financial report.
They made more profit in the last three months compared to the previous three months.
Their main income, called Net Interest Income, also grew significantly compared to last year.
The amount of money they manage also increased a little.
Looking ahead, they expect to manage even more money, with growth predicted for the whole year.
They also believe their profitability will get better, as measured by Return on Assets.
The company is working to improve its car financing business and hopes it will start making money again by the end of the next financial year.
The stock price saw a small increase on the day the results were announced.
Tata Capital reported an 11% increase in net profit to Rs 1,097 crore for Q2 FY26.
Net Interest Income (NII) rose by 4.8% sequentially and 17.3% year-on-year to Rs 3,004 crore.
Assets Under Management (AUM) grew to Rs 2.43 lakh crore in Q2 FY26.
The company projects FY26 AUM growth between 18%-20% and expects RoA to improve to 2%-2.1%.
Tata Capital aims to achieve profitability in its Motor Finance business by Q4 FY26.
- Who
- Tata Capital Ltd
- What
- Posted Q2 FY26 results with net profit surge and NII growth, announced guidance for FY26 including expected AUM growth and improved RoA.
- When
- October 29, with Q2 FY26 results for the quarter ending September 30.
- Where
- India (implied by company and stock trading)
- Why
- Shares are in focus due to positive financial results and optimistic future guidance.
- Company
- Tata Capital Ltd
- Reporting Period
- Q2 FY26 (Quarter ending September 30)
- Net Profit
- Rs 1,097 crore (up 11% from previous quarter)
- Net Interest Income (NII)
- Rs 3,004 crore (up 4.8% from last quarter, up 17.3% YoY)
- Assets Under Management (AUM)
- Rs 2.43 lakh crore (up 3% from June 30, 2025)
- Expected AUM Growth FY26
- 18%-20% (22%-25% excluding Tata Motors Finance)
- Expected Return on Assets (RoA) FY26
- 2% - 2.1%
Sources
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