Archive · 24 Dec 2025
Central Bank of India CEO Discusses Growth and Challenges
Kalyan Kumar, the new CEO of Central Bank of India, has been working hard to grow the bank.
He has visited over 100 places to help people get loans for their homes, farms, and small businesses.
He says the bank has a lot of loan requests, especially for houses and cars, because the government has made some good changes like reducing taxes.
He also mentioned that the bank is not very affected by the problems with US tariffs.
The bank is planning to open more branches and is working on becoming more digital.
They are also partnering with an insurance company to offer more services to customers.
The CEO wants the bank to be very successful by 2030, focusing on helping people and businesses grow.
Kalyan Kumar has initiated extensive credit outreach programs across 100+ centers for retail, agriculture, and MSME sectors.
The bank has seen a 20% year-on-year growth in retail credit due to GST rationalization and income tax changes.
Corporate loan demand has picked up with a sanctioned pipeline of Rs 85,000 crore to Rs 1 lakh crore.
US tariffs have had no material impact on the bank's customers, as many have diversified into other markets.
The bank plans to open more than 100 branches by FY26 and is focusing on digital innovations and customer-centric products.
- Who
- Kalyan Kumar, CEO of Central Bank of India
- What
- Discussion on bank's initiatives, growth, and challenges
- When
- Less than two and a half months into his tenure
- Where
- Central Bank of India
- Why
- To outline the bank's strategies and future vision
- CEO
- Kalyan Kumar
- Bank
- Central Bank of India
- Credit Outreach
- 100+ centers
- Loan Pipeline
- Rs 85,000 crore to Rs 1 lakh crore
- Branch Expansion
- 100+ branches by FY26
- ECL Framework Impact
- Rs 2,700–3,000 crore
- Digital Fraud Measures
- Enterprise Fraud Risk Management (EFRM)
