Archive · 19 Jan 2026
LenDen Club's Loan Disbursals Triple Post RBI Reset
LenDen Club, a company that helps people lend and borrow money directly, saw a big increase in loans given out.
Last year, they were giving out about 70-80 crore rupees in loans, but now they're giving out around 250 crore rupees.
This happened after the government made new rules that changed how these loans work.
At first, it was hard for the company and its users to adjust, but now things are back to normal.
The company is doing well, with more lenders using their service and fewer people not paying back their loans.
They also have a big share of the market because some other companies stopped operating after the new rules.
LenDen Club's loan disbursals tripled from 70-80 crore to 250 crore post RBI regulations.
The company adapted to new RBI guidelines that prohibited credit risk, guarantees, and assured returns.
Monthly active lenders rebounded to 55,000-60,000 with an average loan size of 1.5 lakh.
Delinquency rates are improving and trending below the 4% projected for FY26.
LenDen Club now commands about 95% of the P2P lending market.
- Who
- LenDen Club, a peer-to-peer lending platform
- What
- Loan disbursals have tripled post RBI regulations
- When
- From April 2024 to present
- Where
- India
- Why
- Due to adaptation to new RBI guidelines and industry consolidation
- Current Loan Disbursals
- 250 crore
- Pre-Regulatory Disbursals
- 70-80 crore
- Monthly Active Lenders
- 55,000-60,000
- Average Loan Size
- 1.5 lakh
- Delinquency Rate
- Below 4%
- Asset Under Management
- 1,259.6 crore
- Market Share
- 95%
- FY25 Revenue
- 236 crore
- FY25 Profit
- 34 crore