Archive · 29 Nov 2025
CA Nitin Kaushik's Viral Post Challenges Old Money Rules
CA Nitin Kaushik, a finance expert, wrote a post that went viral in India.
He said the money rules people learned from their parents don't work well today.
Back then, jobs were stable, salaries grew fast, and homes were affordable.
Now, salaries grow slowly, prices are high, and saving money isn't enough.
Kaushik says people need to invest their money wisely to keep up with the changing economy.
He suggests learning new skills, saving for emergencies, and investing in things like index funds.
He also warns that starting a business is risky and not always the best idea.
His main message is that people need to change how they handle money to succeed in today's world.
CA Nitin Kaushik's viral post argues traditional financial advice is outdated.
Modern economic realities include slower salary growth, higher inflation, and expensive real estate.
Saving alone is insufficient; investing is necessary to maintain purchasing power.
Kaushik recommends diversified, long-term investment strategies like index funds.
He cautions against blindly pursuing entrepreneurship due to high failure rates.
- Who
- CA Nitin Kaushik, a tax and finance professional
- What
- A viral social-media post challenging traditional financial advice
- When
- November 29, 2025
- Where
- India
- Why
- To highlight the gap between traditional financial advice and modern economic realities
- Author
- CA Nitin Kaushik
- Post Title
- The Money Rules You Grew Up With… Don’t Work Anymore
- Key Issue
- Outdated financial advice
- Current Salary Growth
- 4–6%
- Current Inflation Rate
- Near 6%
- Urban Real-Estate Prices
- 20–30 times annual income
- Recommended Investment Strategy
- Diversified, long-term investment strategies such as index funds
- Business Failure Rate
- Nearly 70% within five years