Archive · 2 Sep 2025
Niva Bupa's ReAssure 3.0: Unlimited Health Cover
Niva Bupa offers ReAssure 3.0, a health insurance plan with unlimited coverage, meaning there is no set limit on how much the insurance will pay for your hospital bills, as long as you are in the appropriate room type as per your plan.
It comes in four versions with different features.
This plan can help with unexpected hospital bills, but the cheaper plans have limits.
The Black version offers the fewest restrictions.
There is also the option to add extras such as OPD coverage and also cashback on every claim-free year.
ReAssure 3.0 offers health insurance with unlimited cover.
Four variants exist: Classic, Select, Elite, and Black.
Room rent limits apply to Classic, Select, and Elite.
Elite and Black have no sub-limits for modern treatments.
Optional benefits include co-payment and deductibles to lower the premium.
- Who
- Niva Bupa policyholders
- What
- New health insurance plan with unlimited cover.
- When
- Launched recently
- Where
- India
- Why
- To shield policyholders from medical inflation.
- Policy Name
- ReAssure 3.0
- Core Feature
- Unlimited Cover
- Variants
- Classic, Select, Elite, Black
- Room Rent Limits
- Vary by variant; no limit in Black.
- Modern Treatment Caps (Classic/Select)
- ₹1 Lakh per claim
- Ambulance Benefits (Classic/Select)
- Road ambulance capped at ₹2,000
- Lock the Clock Benefit
- Available in Elite/Black
Sources
Niva Bupa suspends cashless services at Max hospitals across India
Attention policyholders! Niva Bupa suspends cashless facility for Max Hospitals. Here's what you can do
Niva Bupa suspends cashless facility at Max Hospitals across India, explains how insurance benefits can be availed
Niva Bupa Suspends Cashless Facility At Max Hospitals
Viral social media post on cashless denial of policyholder ‘baseless’: Niva Bupa
Viral social media post on cashless denial of policyholder ‘baseless’: Niva Bupa
