Gen Z Credit Scores Decline Amid Student Loan Debt

Imagine your credit score like a school grade showing how good you are at paying back money.

Gen Z's grade has gone down the most.

This is because many of them have student loans, and payments restarted after a pause.

When you don't pay on time, your credit score drops, making it harder to get loans or rent a place.

However, there are ways to improve your score: check your score regularly, pay bills on time, and keep your credit card balances low.

Credit scores change as you change your financial habits.