Archive · 27 Sep 2026
Book Offers Indian Households A Blueprint For Financial Planning
Subhankar Dasgupta wrote a book about handling money more carefully.
It is meant to help Indian families plan for important goals.
These goals include buying a home, educating children and retiring.
The book also explains insurance, mutual funds and SIPs.
Dasgupta says people should understand their needs before buying financial products.
He believes many people wait too long to plan for retirement.
He also warns that lifestyle spending and credit-card bills can make saving harder.
Suparno Moitra said children should learn basic money skills in school.
Subhankar Dasgupta’s The Smart Money Blueprint explains personal finance for Indian households.
The book covers expenses, insurance, mutual funds, SIPs, education, retirement and fraud prevention.
Dasgupta says people should create financial plans independently rather than rely solely on product sellers.
He argues that many people delay retirement planning while spending more through credit cards and lifestyle choices.
Economist Suparno Moitra urged schools to include financial literacy as younger Indians face changing financial priorities.
- Who
- Author and financial educator Subhankar Dasgupta wrote the book, while economist and Government and Public Relations Advisor Suparno Moitra commented on financial literacy.
- What
- The Smart Money Blueprint provides practical guidance on household budgeting, insurance, investing and long-term financial goals.
- When
- The articles do not specify when the book was published or when the comments were made.
- Where
- The book is aimed at Indian households.
- Why
- Dasgupta wants people to plan their finances independently and make informed decisions instead of simply accepting products recommended by financial institutions.
- Book
- The Smart Money Blueprint
- Author
- Subhankar Dasgupta
- Topics covered
- Monthly expenses, insurance, mutual funds, SIPs, children’s education, retirement and financial frauds
- Main objective
- Help people build their own financial plans
- Retirement concern
- Dasgupta said many people begin thinking about retirement only around age 45
- Spending example
- A person with baseline expenses of ₹50,000 may spend ₹80,000 in a major city, according to Dasgupta
- Education proposal
- Suparno Moitra called for financial literacy to become part of school education