Archive · 6 Jan 2026
Technology Solutions for India's KYC Data Leakages
In India, there's a big problem with people's personal information being leaked when they do something called KYC, which stands for 'Know Your Customer'.
This happens because companies and banks ask for too much information, like a married woman's maiden name, her father's name, her spouse's name, and even her mother's name.
All this extra information isn't really needed to check if someone is who they say they are, but it does make things worse if there's a data leak.
Experts say we should think about whether we really need all this information and use technology to keep it safe.
India faces significant KYC data leakages due to excessive personal information collection.
The CKYC template requires extensive personal details like maiden name, father's name, spouse's name, and mother's name.
None of the extensive information strengthens identity verification.
Excessive data collection increases collateral damage in case of a breach.
Technology solutions exist to tackle the problem of KYC data leakages.
- Who
- Indian citizens
- What
- KYC data leakages
- When
- Ongoing issue
- Where
- India
- Why
- Excessive personal information collection
- Issue
- KYC data leakages in India
- Solution
- Technology solutions
- Example
- CKYC template requires extensive personal information