Archive · 20 Jul 2026
YES Bank Shares Fall 4% After Q1 Results
YES Bank recently announced its results for the first quarter of 2026.
The bank made more profit compared to the same time last year, with a 33.7% increase in net profit.
However, the bank had to set aside more money for potential losses, which led to a slight miss in expected profits.
This news caused the bank's shares to drop by 4% during trading on Monday.
Some experts think the bank's shares could go up or down in the future, with different opinions on how well the bank is doing.
Overall, the bank is doing better in some areas but still faces challenges.
YES Bank's net profit increased by 33.7% YoY to Rs 1,071 crore for Q1 2026.
Net Interest Income grew by 17.5% YoY to Rs 2,786 crore, with NIM improving to 2.7%.
Shares of YES Bank fell by 4% to Rs 22.72, with a market capitalization of Rs 71,000 crore.
Brokerages have mixed views: Axis Capital has a 'buy' rating with a target price of Rs 28, while Morgan Stanley has an 'underweight' rating with a target price of Rs 15.
Management expects strong growth and a 1% RoA in FY28, but uncertainties around SR recoveries remain a key factor.
- Who
- YES Bank Ltd
- What
- Announced Q1 results and experienced a 4% drop in share price
- When
- June 30, 2026 (Q1 results), Monday (share price drop)
- Where
- India
- Why
- Despite a 33.7% YoY jump in net profit, higher provisions and slower SR recoveries led to a PAT miss and share price decline.
Bullish View
Bearish View
Stock Performance
Bullish View
Axis Capital has a 'buy' rating with a target price of Rs 28, suggesting a 20% upside potential.
Bearish View
Morgan Stanley has an 'underweight' rating with a target price of Rs 15, suggesting a 37% crash in the stock.
Profitability and Growth
Bullish View
Retail disbursements remained robust, with expectations of mid-teen retail growth over the next 3–4 quarters.
Bearish View
Higher provisions due to slower SR recoveries and staff cost led to a PAT miss, with weak core profitability.
- Net Profit
- Rs 1,071 crore (33.7% YoY jump)
- Net Interest Income (NII)
- Rs 2,786 crore (17.5% YoY growth)
- Net Interest Margins (NIM)
- 2.7%
- Credit Cost
- 56 bps
- Loan Growth
- 18% YoY
- Return on Assets (RoA)
- 0.9%
- Liquidity Coverage Ratio (LCR)
- 138%