Archive · 16 Aug 2026
Delhi Tribunal Awards Rs 2.92 Crore Compensation To Disabled Man
A man named Nilmani was riding his two-wheeler when a car driven carelessly hit him.
He got very badly hurt — his spine was injured, so he could never walk or stand again.
A special court called a Motor Accident Claims Tribunal listened to his case.
The court said the car driver, Ramesh, was at fault.
It ordered the insurance company, IFFCO Tokio, to pay him more than Rs 2.92 crore.
The insurance company argued Nilmani was partly to blame because he wasn't wearing a helmet.
But the court said not wearing a helmet doesn't prove he caused the accident.
The company also said the accident was fake, but the court said the company waited too long to raise that claim.
The money will help pay for medical treatment, his lost future salary, and a helper to take care of him.
This way he can get the care he needs for the rest of his life.
Delhi's Motor Accident Claims Tribunal (MACT) awarded over Rs 2.92 crore to Nilmani Chauhan, a 32-year-old marketing executive.
Chauhan suffered 88% permanent disability after a car driven rashly by Ramesh rammed his two-wheeler on December 30, 2020.
The tribunal rejected the insurer's argument that not wearing a helmet amounted to contributory negligence.
It also dismissed IFFCO Tokio's fake-accident claim as belated, noting the company filed no complaint with the DCP.
The compensation covers loss of future earnings, medical treatment, and attendant charges, including interest.
- Who
- Nilmani Chauhan, a 32-year-old marketing executive, and Presiding Officer Abhilash Malhotra of the Motor Accident Claims Tribunal (MACT), Delhi.
- What
- The tribunal awarded over Rs 2.92 crore in compensation for the 88% permanent disability Chauhan suffered in a road accident.
- When
- The accident occurred on December 30, 2020; the tribunal order is dated August 12, and the award was reported on August 16.
- Where
- New Delhi (Delhi), India.
- Why
- Chauhan suffered a traumatic spinal cord injury leaving him unable to stand or walk and unable to perform his job as a marketing executive.
Tribunal / Victim's Position
Insurance Company's Position (IFFCO Tokio)
Not Wearing a Helmet
Tribunal / Victim's Position
Not wearing a helmet is a traffic offence but cannot be treated as contributory negligence without evidence that it caused the accident.
Insurance Company's Position (IFFCO Tokio)
The victim was negligent because he was not wearing a helmet at the time of the accident.
Fake Accident Allegation
Tribunal / Victim's Position
The fake-accident plea was raised belatedly; the insurer had an investigator's report but filed no complaint with the DCP or the magistrate.
Insurance Company's Position (IFFCO Tokio)
The case was a fake accident, and the insurance company should not be required to pay compensation.
- Compensation awarded
- Over Rs 2.92 crore, including interest
- Claimant
- Nilmani Chauhan, 32-year-old marketing executive
- Disability
- 88% permanent; traumatic spinal cord injury with paraplegia
- Accident date
- December 30, 2020
- Tribunal
- Motor Accident Claims Tribunal (MACT), New Delhi
- Presiding Officer
- Abhilash Malhotra
- Insurance company ordered to pay
- IFFCO Tokio General Insurance Co Ltd
- Driver held responsible
- Ramesh, for rash and negligent driving
