Archive · 2 Aug 2025
Best Travel Credit Cards: A Comprehensive Guide
Are you planning to travel?
Many credit cards offer perks like free lounge access and discounts.
There are different types of cards for different travelers.
Budget travelers might like cards with low fees and discounts, like the ixigo AU credit card.
Female travelers might find cards with extra perks, like the Union Bank Divaa Credit Card, better.
If you always fly with the same airline, like IndiGo, you can get a co-branded credit card with points and special deals.
For those who like the finer things, cards like the HDFC Infinia offer luxury benefits.
Multiple travel credit cards are reviewed to determine which best suits different traveler profiles.
Budget travelers can consider cards like the ixigo AU credit card and Scapia Federal Credit Card for discounts and lounge access.
Cards like Union Bank Divaa and BOBCARD Tiara are designed for female travelers, offering lifestyle and health perks.
Airline loyalists can choose co-branded cards such as Kotak's IndiGo card or Air India SBI Signature Card.
Luxury nomads can consider HDFC Infinia and ICICI Emeralde cards for premium benefits and high spending.
- Who
- Budget travelers, female frequent flyers, airline loyalists, and luxury nomads.
- What
- A comparison of travel credit cards based on different travel styles.
- When
- The information was published on August 2, 2025.
- Where
- The article discusses various credit card offerings in India.
- Why
- To help readers choose the best travel credit card for their needs.
Card Features
Fees and Benefits
Airport Lounge Access
Card Features
Cards offer complimentary airport lounge access to cardholders.
Fees and Benefits
The access is subjected to minimum spending.
Reward Redemptions
Card Features
Cards provide various rewards on spends, including those on travel, dining, and other spends.
Fees and Benefits
Reward redemption is subject to restrictions within a specific partner or platform, e.g. IndiGo or ixigo.
- ixigo AU card
- Lifetime-free, up to 10% off bookings, 16 lounge visits
- Scapia Federal Card
- Zero-forex, lifetime-free, unlimited lounge access
- IRCTC SBI Card
- Up to 10% rewards on AC train bookings
- Union Bank Divaa Card
- ₹499 annual fee, 8 domestic, 2 international lounge accesses
- BOBCARD Tiara
- Complimentary domestic lounge access
- Kotak IndiGo Card
- BluChip rewards program, lounge access
- Air India SBI Card
- 20,000 bonus points, lounge access
- HDFC Infinia
- Unlimited lounge access, 5 reward points per ₹150
- ICICI Emeralde
- Unlimited lounge access, Taj Epicure membership