Archive · 10 Sep 2026
Mumbai Tribunal Awards ₹1.67 Crore to Two Accident Victims
A Mumbai court that handles accident claims ordered insurers and other responsible parties to pay two injured people.
One person was a mechanic who lost his right leg above the knee in a 2024 crash.
The tribunal said the injury prevented him from continuing his work as before.
He was awarded about ₹1.25 crore, plus interest.
The second person was a deep-sea diver hurt when a truck hit the motorcycle on which he was riding.
He received about ₹41 lakh because his injury caused a 30% loss of work ability.
The tribunal used his tax records to estimate his income.
It did not use a larger income figure from a job offer because the offer’s acceptance and payment were not proven.
The Mumbai Motor Accident Claims Tribunal awarded nearly ₹1.67 crore in two separate accident cases.
Rafik Rais Idrisi received ₹1,25,51,800 after losing his right leg above the knee in a 2024 Ghatkopar crash.
The tribunal assessed Idrisi’s occupational disability at 100% and ordered 7.5% annual interest on the award.
Deep-sea diver Sukhbinder Singh Paramjit was awarded ₹41,08,840 for injuries and 30% functional disability from a 2017 accident.
The tribunal based Paramjit’s future-income calculation on tax returns rather than his claimed US$400 daily employment offer.
- Who
- The Mumbai Motor Accident Claims Tribunal, mechanic Rafik Rais Idrisi, deep-sea diver Sukhbinder Singh Paramjit, insurers and other parties involved in the two claims.
- What
- The tribunal awarded ₹1,25,51,800 to Idrisi and ₹41,08,840 to Paramjit for accident-related injuries and lost earning capacity.
- When
- The awards were issued on September 3 and September 7, 2026; the accidents occurred in October 2024 and 2017, respectively.
- Where
- The first accident occurred near Nasir Hotel in Narayan Nagar, Ghatkopar; the second occurred at Jay Coach Junction Signal on the Western Express Highway in Goregaon, Mumbai.
- Why
- The tribunal found negligent driving caused both accidents and assessed the victims’ injuries, disability, treatment costs and reduced earning capacity.
Claimants and Tribunal Findings
Insurers’ Defences
Responsibility for the crashes
Claimants and Tribunal Findings
The tribunal found the offending vehicle drivers negligent, relying on the accident records and other evidence.
Insurers’ Defences
The insurers disputed aspects of liability, including alleged breaches involving the drivers’ licences, permits or vehicle documentation.
Driver documentation
Claimants and Tribunal Findings
In Idrisi’s case, the tribunal rejected the insurer’s allegations because no supporting oral or documentary evidence was produced. In Paramjit’s case, the licence was verified and authorised heavy-motor-vehicle driving.
Insurers’ Defences
The insurers argued that policy conditions may have been breached, but the tribunal did not accept those arguments on the evidence presented.
Calculation of lost income
Claimants and Tribunal Findings
The tribunal treated Idrisi as having 100% occupational disability and calculated Paramjit’s loss using tax-return income and 30% functional disability.
Insurers’ Defences
Paramjit’s claim relied on a US$400-per-day employment offer, but the tribunal declined to use that figure because acceptance, joining, deployment and payment were not sufficiently established.
- Total compensation
- Nearly ₹1.67 crore across two cases
- Mechanic’s award
- ₹1,25,51,800 plus 7.5% annual interest
- Mechanic’s injury
- Above-knee amputation of the right leg; 100% occupational disability
- Diver’s award
- ₹41,08,840, reduced to ₹40,83,840 after a ₹25,000 adjustment
- Diver’s disability
- 30% functional loss of earning capacity
- First insurer
- Shreeram General Insurance Co. Ltd.
- Second case liability
- The driver, owner and Universal Sompo General Insurance Co. Ltd. were held jointly and severally liable