Archive · 6 Oct 2026

How an Extra ₹1,000 Monthly SIP Can Grow Your Investment

How an Extra ₹1,000 Monthly SIP Can Grow Your Investment

A SIP is a way to invest a set amount every month.

The article compares investing ₹5,000 each month with investing ₹6,000.

It assumes the money earns 12% a year, but says this is only an example and returns can change.

Under that assumption, the extra ₹1,000 each month could make the investment about ₹5 lakh larger after 15 years.

After 20 years, the estimated difference is nearly ₹10 lakh.

If returns are lower, the difference is smaller, but the extra contributions still add to the total.

Starting earlier gives the added money more time to grow.

The article also says to choose an amount you can keep investing and to build emergency savings first.

Sources