Archive · 23 Jun 2025
LIC Home Loan Rates Reduced to 7.50% After RBI Cut
Home loan rates are going down!
LIC Housing Finance is now offering home loans starting at 7.50%.
This is because the Reserve Bank of India (RBI) lowered a key interest rate.
If you're getting a new home loan, you'll pay less each month.
If you already have a home loan with a rate that changes, your payments will likely go down too.
Even if you have a fixed-rate loan, you may be able to switch to a lower floating rate.
LIC Housing Finance reduced home loan rates to 7.50%.
The reduction follows the RBI's repo rate cut.
New borrowers will benefit from lower interest rates.
Existing borrowers with floating rates will see EMI reductions.
Borrowers can switch from fixed to floating rates.
- Who
- LIC Housing Finance, RBI, and borrowers.
- What
- Home loan interest rate reductions by LIC Housing Finance.
- When
- Following recent repo rate cuts in 2025.
- Where
- Information from various financial institutions.
- Why
- To provide current interest rate information for financial planning.
Fixed vs. Floating Loan Rates
Benefits for Borrowers
Rate Fluctuation
Fixed vs. Floating Loan Rates
Fixed Rate Loans
Benefits for Borrowers
Floating Rate Loans
- New LIC Rate
- 7.50%
- RBI Repo Rate
- 5.50%
- Repo Rate Reductions in 2025
- Total 1%
- RLLR Calculation
- Repo Rate + Bank Margin
