Archive · 22 Jul 2026
UCO Bank Q1 Net Profit Rises 8%
UCO Bank, a state-owned bank based in Kolkata, has reported an 8% increase in its net profit for the first quarter of the financial year 2026-27.
The bank earned ₹656 crore in profit, up from ₹607 crore in the same period last year.
The bank's total income also rose to ₹8,682 crore, and its asset quality improved with a decline in non-performing assets (NPAs).
However, the Return on Assets (ROA) decreased slightly.
The bank's capital adequacy ratio increased to 19.03%.
UCO Bank reported an 8% increase in net profit to ₹656 crore for Q1 2026-27.
Total income rose to ₹8,682 crore from ₹7,433 crore a year ago.
Interest earned improved to ₹6,996 crore from ₹6,436 crore.
Operating profit increased to ₹2,810 crore from ₹1,562 crore.
Gross NPAs declined to 2.08% of gross advances from 2.63%.
- Who
- UCO Bank
- What
- Reported an 8% increase in net profit for Q1
- When
- First quarter of the financial year 2026-27
- Where
- New Delhi
- Why
- Due to improved asset quality and income growth
Positive Financial Performance
Declining ROA
Profit Growth
Positive Financial Performance
The bank reported an 8% increase in net profit to ₹656 crore, indicating strong financial performance.
Declining ROA
While profit has increased, the Return on Assets (ROA) has declined to 0.68% from 0.71%, which may raise concerns about efficiency.
- Net Profit
- ₹656 crore
- Total Income
- ₹8,682 crore
- Interest Earned
- ₹6,996 crore
- Operating Profit
- ₹2,810 crore
- Gross NPAs
- 2.08% of gross advances
- Net NPAs
- 0.25% of net advances
- Provisions for Bad Loans
- ₹254 crore
- Capital Adequacy Ratio
- 19.03%