Archive · 1 Dec 2025
Bengaluru Home Prices Spark Rent vs Buy Debate
A 32-year-old man in Bengaluru, who earns ₹3.7 lakh a month and has a net worth of ₹7 crore, started a discussion on Reddit about whether it's worth buying a home in the city.
He rents a 3BHK apartment for ₹35,000 a month, but the same property is valued at ₹8 crore.
He argues that buying a home in Bengaluru doesn't make financial sense because it would lock up all his wealth in one illiquid asset.
He also prefers renting in Jayanagar and investing his money elsewhere.
Many people agreed with him, while others disagreed, saying that Europe is not necessarily better and that India is still the best option for them.
Some people also pointed out that buying a home in Bengaluru has not made financial sense since 2014 due to high taxes and low returns.
A 32-year-old Redditor with a net worth of ₹7 crore and a monthly salary of ₹3.7 lakh argues that buying a home in Bengaluru offers 'zero financial logic'.
He rents a 3BHK apartment in Jayanagar for ₹35,000 a month, while the same property is valued at nearly ₹8 crore.
He prefers renting and investing his capital elsewhere, as buying a home would lock up all his wealth in one illiquid asset.
Many Reddit users agreed with his perspective, while others disagreed, citing personal experiences and different viewpoints.
Some users argued that buying a home in Bengaluru has not made financial sense since 2014 due to high taxes and low returns.
- Who
- A 32-year-old Redditor with a net worth of ₹7 crore and a monthly salary of ₹3.7 lakh
- What
- A debate on whether buying a home in Bengaluru makes financial or lifestyle sense
- When
- Recently, as sparked by a viral Reddit post
- Where
- Bengaluru, India
- Why
- Due to the high property prices and low rental yields in Bengaluru
- Property Value
- ₹8 crore
- Monthly Rent
- ₹35,000
- Monthly Salary
- ₹3.7 lakh
- Net Worth
- ₹7 crore
- Location
- Jayanagar, Bengaluru