Archive · 8 Nov 2025
SBI General Launches Health Alpha: A New Comprehensive Health Insurance
Imagine you want to buy a shield to protect your health, and SBI General Insurance has a new one called Health Alpha.
It's like a super shield because it can cover a lot of money for hospital visits, sometimes even more than you initially chose!
It also has special add-ons, like protection for injuries from playing sports or going to the gym.
It can even help with treatments like IVF if you're between 18 and 45 years old.
There's also a cool feature that lets your new spouse or baby get the same health benefits you've already earned.
Plus, it offers treatment options even if you need to go to another country for special surgeries.
The company that makes this shield has a good track record of paying out claims, meaning they are reliable when you need them.
SBI General has launched a new health insurance policy named Health Alpha with customizable features and add-ons.
The policy offers coverage starting from ₹5 lakh up to ₹3 crore, with an 'endless sum assured' option for expenses exceeding the base sum insured.
Innovative add-ons include coverage for gym and adventure sports injuries, gender reassignment, assisted reproduction treatments (like IVF), and a 'plan ahead' feature for newlyweds and newborns.
A global cover option allows for treatment abroad for specific serious ailments like cancer and heart conditions.
Premiums can be paid for five years at once to lock in rates, and floater policies for families are also available and cost-effective.
- Who
- SBI General Insurance
- What
- Launched a new customizable health insurance policy called Health Alpha with features like unlimited sum assured, restoration benefit, and coverage for modern treatments and lifestyle-related injuries.
- When
- Published on November 8, 2025
- Where
- Not specified in the article.
- Why
- To offer more comprehensive health coverage addressing modern medical requirements and lifestyle changes.
- Company
- SBI General Insurance
- Product Name
- Health Alpha
- Claim Settlement Ratio (2023-24)
- 98.61%
- Base Coverage
- ₹5 lakh to ₹3 crore
- Unlimited Sum Assured Option Availability
- Available for base sum insured of ₹10 lakh and above, once in a lifetime.
- Restoration Benefit
- Restores base sum insured unlimited times if unlimited sum insured is opted for.
- Plan Ahead Add-on
- Provides continuity of benefits for newly married spouse (under 35) or newborn child (max two).
- Assisted Reproduction Treatment
- Covers expenses for IVF, ICSI, IUI etc. for ages 18-45.