Archive · 5 Sep 2025
Travel Now, Pay Later Model Reshapes Indian Holiday Planning
Imagine you want to go on a trip, but don't have all the money right now.
TNPL lets you book your trip and pay for it later in installments.
It's like getting a small loan just for travel.
Younger people and those traveling abroad for the first time are using it a lot.
This helps them book trips they might not be able to afford all at once.
TNPL is becoming popular, especially for trips during busy times like holidays.
But it's important to remember to use it responsibly, like any loan.
It's making it easier for people to plan and enjoy their travels, even if they can't pay everything upfront.
TNPL is gaining popularity, particularly among younger consumers and first-time international travelers.
The model allows travelers to book trips without immediate full payment, spreading costs over installments.
Industry experts suggest festive seasons and long weekends may accelerate TNPL adoption.
Gen Z travelers are a significant driver of this trend, using it for their first international trips.
TNPL helps make peak-season travel accessible for families and young professionals.
- Who
- Travelers, platforms like Scapia and Via.com, and industry players such as Cox and Kings.
- What
- The increasing adoption of 'Travel Now, Pay Later' (TNPL) models for booking travel.
- When
- TNPL is currently gaining momentum, particularly with demand expected to rise during festive and long-weekend periods.
- Where
- India, with key international destinations being Singapore, the Maldives, and Mauritius.
- Why
- To make travel more accessible by spreading out costs and providing flexibility in payment.
- TNPL Growth Driver
- Gen Z and first-time international travelers
- Key Destinations
- Singapore, Maldives, Mauritius, Goa, Kerala
- Market Growth
- Buy Now, Pay Later expanding over 13% annually
- Age Group Adopting
- 26-45 in metros