Archive · 28 Sep 2025
Richa Chaddha on Financial Wisdom, Investment Choices, and Independence
Richa Chaddha, an actor, talks about how she handles money.
She believes knowledge is more important than money.
She learned this from her parents and now invests wisely, mostly in mutual funds instead of risky options.
She avoids things she doesn't fully understand, like crypto.
She also shares that she prioritizes saving and being financially independent, especially for women.
Now that she's a mom, she values financial freedom more.
Her current investments are in films, books, songs and even gold, because she believes these will last longer than buildings.
Richa Chaddha emphasizes the value of 'Saraswati' (knowledge) over 'Lakshmi' (wealth).
She invests in mutual funds instead of fixed deposits.
Chaddha avoids high-risk investments like crypto and betting apps.
Financial independence enabled her to take a career break after her pregnancy.
She believes in investing in intellectual property like films, books, and songs.
- Who
- Richa Chaddha, actor and producer
- What
- Discusses her financial philosophy, investment choices, and the importance of financial independence.
- When
- At the Mint Money Festival 2025
- Where
- Mentioned Mumbai, India
- Why
- To share her approach to money management and its connection to personal and professional choices.
- Occupation
- Actor and Producer
- Investment Strategy
- Mutual funds, avoidance of high-risk assets
- Financial Goal
- Achieving financial independence
- Key Belief
- Prioritizing knowledge over wealth
- Investments
- Films, books, songs, gold