Archive · 29 Jul 2025
Maharashtra Permits Trusts to Invest in Mutual Funds and Bonds
Maharashtra is changing the rules for how temples and charities manage their money.
Starting in July 2025, they can put up to half of their money into investments like mutual funds and bonds, instead of just keeping it in fixed deposits.
This means they could potentially make more money to use for their charitable work.
This change should also make it easier for them to invest, as they won't need special permission for each investment.
The new investments must follow strict rules to ensure the money is managed safely.
Maharashtra allows public trusts to invest up to 50% of their corpus in mutual funds and market-linked securities.
The new policy, effective July 21, 2025, streamlines investments without individual approvals.
Trusts can invest in mutual funds, ETFs, and debt securities that meet specific criteria.
Eligible securities must have a minimum AA rating from at least two credit rating agencies.
The reform could potentially unlock Rs 5,000-10,000 crore in investable assets.
- Who
- Maharashtra's temples and charitable trusts.
- What
- Maharashtra allows public trusts to invest up to 50% of their funds in market-linked securities.
- When
- Effective July 21, 2025.
- Where
- Maharashtra, India.
- Why
- To provide capital appreciation and allow for contemporary investment strategies.
Potential Benefits
Risk Management
Investment Strategy
Potential Benefits
Increased Investment Opportunities: Trusts can diversify and potentially increase returns.
Risk Management
Risk Management: Maintains focus on risk management by mandating specific ratings and restrictions.
- Policy Effective Date
- July 21, 2025
- Investment Allocation Limit
- 50%
- Eligible Securities
- Mutual Funds, ETFs, Debt Securities
- Minimum Security Rating
- AA
- Potential Investable Assets
- Rs 5,000-10,000 crore
- Trusts Registered
- 59,143